Perq Wallet
Tracks every card credit, point, certificate, transfer bonus, and gift card in one wallet.
About
Perq Wallet tracks every recurring credit, point balance, certificate, transfer bonus, and gift card your household owns, and tells you before any of it expires. Add a card by name and its benefits, calendar, and anniversary resets appear automatically, so nothing sits unused until it disappears.
The wallet works from six connected views: cards and their annual value, open credits ranked soonest to reset, live transfer bonuses across loyalty programs, elite status and certificates with their dates, a gift card drawer ranked by expiration, and a household view that pools everyone's cards onto one deadline list.
A browser extension reads balances and posted credits from sessions you are already signed into, so cards are added by name rather than by bank login. Every number on screen shows when it was last confirmed, and stale figures are marked as such.
The full wallet exports as JSON or CSV at any time, and Claude or ChatGPT can read and update it through a Model Context Protocol connector once you reveal your access token.
Add a card, everything appears
Adding a card auto-populates its benefit library, so a six-card wallet can surface more than 30 tracked benefits with their calendar and anniversary resets in place from the start.
Redeem before it resets
Every open credit this cycle is listed soonest-to-reset first, at the dollar level, so a monthly Uber credit or an annual dining allowance is used before it disappears.
Catch every transfer bonus
A date-exact table of transfer bonuses across the market shows which corridors are running, with history behind each one, so a points transfer moves at the highest rate available.
Status and certificates, dated
Elite tiers, free-night certificates, and companion passes are tracked as dated objects with their own reset dates, alongside points and loyalty balances valued at rates you set.
The gift card drawer, remembered
Gift cards, store credits, and return credits sit in the same ledger as card perks, ranked by expiration so stored value gets used instead of forgotten.
Household, first class
Per-person wallets combine onto one household view: cards tracked, certificates expiring within 60 days, and a shared deadline list everyone in the household sees.