Fortuity Credit
One household board for every family member's scores, freezes, and next steps.
About
Fortuity Credit puts your partner, your kids, and your parents on one household board. Each adult is on it by their own consent, recorded in their own words with the date, and chooses whether the board shows full numbers or direction only.
Every score carries its bureau, model, and date, and every person has a next step with a day on it. The overview gathers what needs you across the household, which cards close in the next two weeks, and where every freeze stands at each bureau.
The jobs that sit between people get their own screens: a mortgage score for two, a freeze tracker for every child at all three bureaus, a statement-close planner for each card, and a list of where each free score comes from, with its bureau and model.
A household board
Add each person and see their three bureau scores side by side, each labeled with its model, date, and source. Consent is recorded in each adult's own words.
Mortgage score for two
Enter each borrower's three scores, or fill them from the board, and see which single score sets the number your loan is priced from, and what raising it would do.
Freeze tracker for every child
Track each child at Equifax, Experian, and TransUnion from requested to confirmed, with the document checklist, official links, a printable packet, and a note of where each PIN is kept.
Look after a parent's credit
Lay out what each bureau asks for when you act for a parent, track every request, and keep your parent on the same board by their consent.
Statement closes and what a card reports
See the day each card closes and what it would report at the balance you enter, with the payment that brings a card down to the utilization you choose.
Where each score comes from
A table of the free score sources, each with its bureau, score model, how often it updates, and a link, read from each provider's own page.